Key Features
Boost your coverage by a multiplying factor of 2.5, 3.5, 4.5 or 6 times and choose to have this boosted coverage till the policy anniversary year of your 65th, 70th or 80th birthday.
The embedded Accidental Death Benefit pays an additional amount equivalent to either your basic sum assured or multiplier benefit in the event of death due to an accident (up to age 80).
After you reach your multiplier coverage age, you may access your policy’s cash value by exercising the option to receive annual payout for 10 years.
To tide over expenses if you lose a loved one, receive a lump sum amount equivalent to 2 years of premium payments if your spouse or parent passes away1.
With the Guaranteed Insurability Option (GIO)2, you have the option to boost your coverage as needed upon specific life events by purchasing a new insurance plan with no additional health questions asked.
Choose between our Early Critical Illness Benefit III rider which covers 170 medical conditions from early to advanced stage critical illnesses or our Critical Illness Benefit III rider which covers 56 advanced stage critical illnesses.
Policy Information and Downloads
HSBC Life – Life Treasure III Brochure
DOWNLOAD NOWImportant notes
1. This benefit is applicable if the insured person’s spouse (only in the case if the policyholder is also the insured person or the insured person’s spouse on the date of issue) or the insured person’s parent (only in the case if the insured person is the child of the policyholder on the date of issue) passes away.
2. Only applicable for eligible whole life, term or investment-linked plans that are offered at the time you exercise this option. Refer to the product summary for the list of significant life stage events.
HSBC Life – Life Treasure III is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg.No.199903512M).
This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 18 November 2024.
