Important notes

1. This benefit covers singleton pregnancies only.

2. This benefit will terminate once a claim is paid. For a full list of conditions covered under this benefit, please refer to the product summary.

3. The maximum number of days of hospitalisation payable under this benefit is 30 days.

4. If the child is diagnosed with developmental delay in their gross motor or speech development during the period from when the child reaches an attained age of 28 months to the policy expiry date, 15% of the sum assured (capped at SGD3,000) will be payable.

5. The policyholder is eligible to enjoy this offer if within 60 days from the child's birth, HSBC Life Flexi Protector or HSBC – Life Treasure III for the newborn child (the 'Child Plan') under HSBC Life HappyFamily has been taken up and is in force.

6. The policyholder is required to pay the MediShield Life premium. The premium is payable for any rider attached. Under this offer, there is no underwriting for HSBC Life Shield Plan B. If any rider is applied together with HSBC Life Shield Plan B, there is no underwriting for both the basic policy and rider. The child will not be covered for any pre-existing conditions or congenital illnesses that the child was born with (or signs or symptoms of these illnesses) known before the effective date of the HSBC Life Shield B and any rider, if applicable. Beyond 60 days from the newborn child's date of birth, any application for HSBC Life Shield Plan B will be subject to the prevailing underwriting guidelines, and the full premium is payable.

The plans shown on this webpage are underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No.199903512M).

This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary, product highlights sheet(s) and fund summary before deciding whether to purchase the product and subscribe for units in the ILP sub-fund(s). You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. Investments in this plan are subject to investment risks including the possible loss of principal amount invested. The value of the units may rise as well as fall. Past performance is not necessarily indicative of future performance. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 23 September 2024.